GENERAL ACCIDENT INSURANCE PRODUCTS

MOTOR

1- AKKASKO

This product provides a combined auto coverage for private and commercial cars, up to 10 years old, which includes collision, fire, theft and other additional risks mentioned below.

Standard Coverages :

1. Assistance Services.

2. Radio-tape recorder, CD player, air conditioner etc. all original accessories are covered..

3. Medical Emergency Assistance.

4. Earthquake , flood , terrorism, strike, lock-out, malicious damages, civil commotions

5. Losses caused by cigarettes or similar materials.

6. Losses caused by towing vehicles without authorization.

7. Third Party Liability covering bodily injury and material damage

8. Personal Accident for death, permanent disablement, medical expenses

9. Legal Protection

Optional Coverages :

These coverages are not under cover, however, they can be included with additional premium, if insured requests.

1. Losses occurring abroad

2. Accessories which are not original.


2- AKKASKO - COMMERCIAL

This product provides a combined auto coverage for vehicles other than private and commercial cars, up to 10 years old, which includes collision, fire, theft and other additional risks mentioned below.
 

Standard Coverages :

1. Radio-tape recorder, CD player, air conditioner etc. all original accessories are covered..

2. Assistance Services.

3. Emergency Medical Assistance.

4. Earthquake , flood , terrorism, strike, lock-out, malicious damages, civil commotions

5. Losses caused by cigarettes or similar materials.

6. Inflation (Customer’s Price Index).

7. Third Party Liability covering bodily injury and material damage

8. Personal Accident. for death permanent disablement medical expenses

9. Legal Protection

Optional Coverages :

These coverages are not under cover, however, they can be included with additional premium, if insured requests.

1. The losses which may occur abroad

2. Accessories which are not original.

3. Commercial goods carried

EMPLOYER'S LIABILITY INSURANCE

An insurance to indemnify the insured in respect of his legal liability to pay compensation to employees in respect of bodily injury or illness caused during the period of insurance and arising out of or in the course of employment by the insured in the business.

THIRD PARTY LIABILITY INSURANCE

This policy covers the insured against his legal liability for injury or damage to others arising out of his activities. A person other than the parties to a liability policy (i.e., not the insurer nor the policyholder) is a third party. When an insured (the first party) causes a loss, the insurer (the second party) assumes the insured's liability up to the policy limit.

GLASS BREAKDOWN INSURANCE

A policy that covers breakage of windows and plate glass. The glass is insured against breakage following which the insurers will either make good the glass or pay the full replacement value. The policy excludes any breakage insurable under fire policy or caused by explosion, earthquake or war.

PERSONAL ACCIDENT INSURANCE

A policy which pays out capital sums following death or permanent disablement and medical expenses caused by an accident. No cover is provided for death or disablement following illness or disease.

THEFT INSURANCE

Theft insurances cover damages for your home furnishings and goods due to theft or any theft attempts. Coverage includes:

Entering the insured area by breaking, drilling, forcing, climbing,
Entering the Insured area by using stolen, lost or false key or by the help of other tools or by using a code to open a lock,
Entering the insured area secretly or by hiding,
Entering the insured area by killing, injuring, forcing or threatening.
Theft insurances can be classified as
Theft for Commercial Risks
Theft for Civil Risks
Cash in Safe
Fidelity Guarantee
Cash in Transit